بند 291 آیین‌نامه مهاجرت و حمایت از پناهندگان (IRPR)

(a)in the case of a loan for the purpose of defraying transportation costs, one year after the day on which the person for whose benefit the loan was made enters Canada; and

(b)in the case of a loan for any other purpose, one year after the day on which the loan was made.

(a)36 months after the day on which the loan becomes payable, if the amount of the loan is not more than $1,200;

(b)48 months after the day on which the loan becomes payable, if the amount of the loan is more than $1,200 but not more than $2,400;

(c)60 months after the day on which the loan becomes payable, if the amount of the loan is more than $2,400 but not more than $3,600;

(d)72 months after the day on which the loan becomes payable, if the amount of the loan is more than $3,600 but not more than $4,800; and

(e)96 months after the day on which the loan becomes payable, if the amount of the loan is more than $4,800.